Frequently Asked Questions


Why finance with Alfa Motorsports?
Alfa Motorsports guaranteed approval process is fast, on budget and features offers tailored for specific customer needs. We have helped thousands in acquiring car loans they thought they would of never had.


How does financing with Alfa Motorsports work?
Afer completing our online application, one of our finance specialists will contact you to confirm all information. Once we have confirmed all details, we will then process your application for your approval. This happens on the same day!


Can I apply for credit online?
You can apply for financing online at Alfa Motorsports.ca or at any one of our dealership websites. Request financing information by clicking the link found on any vehicle listing, fill out an application form on one of our finance pages, or simply call Auto Funds at 1 (866) 981-2161.


How are auto finance decisions made?
Financial institutions typically take four major factors into account: Down Payment Vehicle specifics (model, style, age, mileage, and cost) Application information such as income, time at current job, and time at residence Credit history


What does your credit score mean?
Your credit score is designed to help financial institutions predict the risk associated with your purchase of a car, house, credit card, etc. Essentially, it's meant to forecast how (and if) you will pay your bills. The higher your credit score, the greater your chance of receiving a better financing offer from Alfa Motorsports. Four contributors to your credit score are: Timeliness of previous and current payments The length of your credit history The type and amount of your debts Your public records 


I have excellent credit, what can Alfa Motorsports do for me?
We offer better than bank rates and as well, offer highly competitive terms!


I have had past credit problems, what can Alfa Motorsports do for me?
95% of our car loan approvals are for people with past credit issues. We have multiple lenders the are fighting to get your business and Alfa Motorsports has the experience to get you, our customer the best rates possible.


What finance rate can I get?
Your past credit history, the type of car you're buying, your down payment, and overall market conditions will all affect the finance rate for which you can qualify. We offer lower than bank rates and deal with a variety of finance companies that fit nearly every budget and credit profile.


What factors impact monthly payment?
Down payment, the amount financed, term (length of contract), and annual percentage rate (the yearly cost of a loan) all affect the monthly payment.


What documents should I bring?
All buyers should bring a valid government-issued drivers license, a current pay stub (or 2), and a void cheque. Keep in mind that different financing companies may require additional documentation
Alfa Motorsports

41 Shorncliffe Rd
Directions Etobicoke, ON M8Z 5K2

  • Sales: 18883799143

Hours

  • Monday: 9am-6pm
  • Tuesday: 9am-6pm
  • Wednesday: 9am-6pm
  • Thursday: 9am-6pm
  • Friday: 9am-6pm
  • Saturday: 10am-3pm BY APPOINTMENT
  • Sunday: Closed